Your crypto.
Your card.
Your control.
A Visa Signature card backed by the USDC you hold as collateral in your own wallet. Accepted wherever Visa is accepted — and you keep your keys.
One account for every move
Hold, spend, move and control — all from a single self-custody balance.
Hold
Keep USDC in a wallet only you control — self-custody, auditable on-chain.
Spend
Tap or pay online wherever Visa is accepted. Purchases are processed over the Visa network, backed by your collateral.
Move
Send and receive USDC across Base and Arbitrum with zero Banqa fees.
Control
Freeze your card, set spending limits and manage it instantly from the app.
Your collateral,
always in your control
The USDC that backs your card stays in a non-custodial wallet only you control — auditable on-chain at any time.
Pick your tier
Choose the card that fits you. Upgrade anytime.
- ✓Virtual Visa card
- ✓Self-custody wallet
- ✓Accepted wherever Visa is accepted
- ✓Card freeze & spend limits
- ✓Everything in Standard
- ✓Physical Visa Signature card
- ✓Higher spend limits
- ✓Apple Pay & Google Pay
- ✓Priority support
- ✓Everything in Premium
- ✓Metal Visa Signature card
- ✓Concierge & lounge access
- ✓Dedicated account manager
Built for people who hold value on-chain and want to spend it in the real world
Hold, spend, move and control — from a self-custody balance you control.
Accepted across the Visa network
Use your card at over 150 million merchant locations worldwide where Visa is accepted, in any currency Visa supports.
Spend & control
Purchases are processed over the Visa network, backed by your collateral. Freeze, set limits and manage your card instantly.
Multi-chain wallet
Hold USDC on Base and Arbitrum. Move funds in and out with zero Banqa fees.
Apple Pay & Google Pay
Add your card to your phone and tap to pay anywhere contactless Visa is accepted.
Self-custody security
Your keys, your USDC. Funds live in a smart-contract wallet you control, auditable on-chain.
Your wallet is
the card ledger
Every Banqa card is collateralised by a non-custodial wallet you own. Top up with USDC from anywhere — pay only network gas, never a deposit fee.
Connect your walletTrusted by people who move
“Finally a card where I keep my own keys. Topped up from MetaMask, spent at lunch 5 minutes later.”
“I can check my collateral on-chain any time. Self-custody plus a real Visa is exactly what I wanted.”
“Set up cards for my whole remote team in an afternoon. Spend limits per person, one treasury.”
“0% deposit fees on Base means I top up for cents. Spends work everywhere I travel.”
“Self-custody + a real Visa was the thing I always wanted. Banqa nailed it.”
“Froze my card from the app in one tap when I misplaced it. Unfroze it just as fast.”
Accepted across the
Visa network worldwide
Built mobile-first for a generation that holds value on-chain and wants to spend it in the real world — in self-custody.
Invite friends.
Earn for life.
Get 0.15% of everything they spend — forever — plus a $10 bonus when each friend reaches $500 of spend. Paid every month in USDC, straight to your card wallet.
Available to all verified cardholders. Self-referrals and abuse are not eligible.
FAQ
No. Banqa is not a bank and is not a banking substitute. It is a Visa card backed by the USDC you hold as collateral. Your USDC stays in a smart-contract wallet you control — Banqa never holds your funds or your keys. Cards are issued by a Visa Principal Member pursuant to a license from Visa.
You hold USDC as collateral on Base or Arbitrum, and that collateral backs your card. When you pay, the purchase is processed over the Visa network and your collateral supports the card. No manual conversion, no lock-up.
Accepted wherever Visa is accepted — over 150 million merchant locations worldwide, online and in-store, plus ATM withdrawals. Apple Pay and Google Pay supported.
Zero deposit fees — you only pay the network gas to move USDC (cents on L2). No annual fee on the Standard tier. Other fees may apply and are disclosed in the fee schedule.
Funds are self-custodial and auditable on-chain at any time. The app adds card freeze, per-merchant controls, 3-D Secure, step-up verification for sensitive actions, and anti-screenshot protection when revealing card details.
Get your Banqa card today
Self-custody, zero deposit fees, accepted wherever Visa is accepted. Set up in minutes.